??????????????? ????? ??? ??? ? ?? ??? ? ?? ???? ? ?? ???? ? ?? 2008221009 ????? 2012 ? 4 ? 24 ? ???? ?????????????????????????????????????????????????????????????????????????????????????????????????????????????? ???? ????? ???? ????? ????? ????? ABSTRACT These thesis is focusing on chinawarewares weakened and Medium-sized Enterprises (SMEs), reviewing the phenomenons happened around s discoverh china and the certain situation of Chinas SMEs. I recognise that the computer address pay Problem is due to the SMEs terminal point and a wishing of competent financing environment. Because of the asymmetry of selective information and lack of cite ration, it is difficult for SMEs to obtain bank contribute in China today . I also point out some viable problems bringed about by the Credit Financing Problem. In the contain I promote some advices and sollutions to count with the present develop and then draw a conclusion. primal WORDS: Small and Medium Enterprises (SMEs), Credit Financing Problem, bank loan, Group assure Lending Model, Information Asymmetry ???? ?????????????????????????????????????????????????????????????????????????????????????????????????????????? ??????? ? ? ? ?? 1??1 1.
1 ??????????1 1.1.1 ?????1 1.1.2 ?????1 2??????3 2.1 ??????3 2.2 ??????3 ! 3????????4 4??????????5 5????????????11 6????????????????????13 ??17 ??18 ????19 1. ?? 1.1 ?????????? 1.1.1 ????? ????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? 1.1.2 ?????...If you want to get a all-embracing essay, order it on our website:
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